Financial inclusion is essential for people with disability by empowering them to manage daily financial needs, foster economic independence, and plan for long-term goals and mitigate financial risk, which can improve their quality of life. Indonesians with disabilities remain significantly underrepresented in financial systems and employment.

In terms of financial inclusion, national financial inclusion level is 75.02%, yet only 24.3% of adults with disabilities had access to a bank account, and only 14% of household with disabilities had access to formal credit. Likewise, the labour force participation rate is 71% for the general population but only 45% for Indonesians with disabilities. These data underscore the need for robust policies, support systems and access to assistive technology to help Indonesians with disabilities
bridge accessibility gaps.